I’ve been meaning to create a series on this for a while now. After talking to other financially saavy friends and colleagues about how we are lucky to have the means to play in the stock market, ride the swings and capitalize on the ability to garner the lowest mortgage rates with credit scores over 800, multiple credit cards, earning lots of points, etc it was about time to start my blog on how the poor not only don’t have the privileges we have but how much more exponentially expensive it is not to have money or a good credit score.
In the first of these series I will talk about the corporate issues that are stacked against low wage earners. Wage theft is one of the most egregious corporate ways that companies save millions of dollars but deny workers their full pay.
My other series will touch upon financial instruments which are stacked against the poor; high interest rates, BNPL, the inability to chose between renting property for a dwelling or buying “good” property,
In short - no. There are plenty of blogs that tell you how to become more fiscally mindful and those written by people who are financial planners, accountants etc. I’m simply expressing my observations with, of course, my opinions.
As a cybersecurity professional I enjoy the social engineering aspect of the profession. The majority of ways people get hacked (or even how hackers get caught) is all about how they feel and the emotions that are elicited. For example phishing emails typically have a tone associated with it to create